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Calculadora Hipotecaria

Precio de venta:
Porciento de pronto: %
Términos de Años: años
Interés anual: %
 


Información de Pagos de la Hipoteca:
Pronto Pago: $9,800.00
Precio a Financiar: $270,200.00
Pago Mensual: $1,450.49


Mes: Interés Pagado: Principal Pagado: Balance Restante:
1 $1,125.83 $324.66 $269,875.34
2 $1,124.48 $326.01 $269,549.33
3 $1,123.12 $327.37 $269,221.96
4 $1,121.76 $328.73 $268,893.23
5 $1,120.39 $330.10 $268,563.12
6 $1,119.01 $331.48 $268,231.64
7 $1,117.63 $332.86 $267,898.78
8 $1,116.24 $334.25 $267,564.54
9 $1,114.85 $335.64 $267,228.90
10 $1,113.45 $337.04 $266,891.86
11 $1,112.05 $338.44 $266,553.42
12 $1,110.64 $339.85 $266,213.56
Total de años: 1
  Usted invertirá: $17,405.90 en su casa en el año 1
$13,419.47 irá al INTERES
$3,986.44 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
13 $1,109.22 $341.27 $265,872.29
14 $1,107.80 $342.69 $265,529.60
15 $1,106.37 $344.12 $265,185.48
16 $1,104.94 $345.55 $264,839.93
17 $1,103.50 $346.99 $264,492.94
18 $1,102.05 $348.44 $264,144.50
19 $1,100.60 $349.89 $263,794.61
20 $1,099.14 $351.35 $263,443.26
21 $1,097.68 $352.81 $263,090.45
22 $1,096.21 $354.28 $262,736.17
23 $1,094.73 $355.76 $262,380.41
24 $1,093.25 $357.24 $262,023.17
Total de años: 2
  Usted invertirá: $17,405.90 en su casa en el año 2
$13,215.51 irá al INTERES
$4,190.39 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
25 $1,091.76 $358.73 $261,664.44
26 $1,090.27 $360.22 $261,304.22
27 $1,088.77 $361.72 $260,942.50
28 $1,087.26 $363.23 $260,579.26
29 $1,085.75 $364.75 $260,214.52
30 $1,084.23 $366.26 $259,848.25
31 $1,082.70 $367.79 $259,480.46
32 $1,081.17 $369.32 $259,111.14
33 $1,079.63 $370.86 $258,740.28
34 $1,078.08 $372.41 $258,367.87
35 $1,076.53 $373.96 $257,993.91
36 $1,074.97 $375.52 $257,618.39
Total de años: 3
  Usted invertirá: $17,405.90 en su casa en el año 3
$13,001.13 irá al INTERES
$4,404.78 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
37 $1,073.41 $377.08 $257,241.31
38 $1,071.84 $378.65 $256,862.66
39 $1,070.26 $380.23 $256,482.43
40 $1,068.68 $381.82 $256,100.61
41 $1,067.09 $383.41 $255,717.21
42 $1,065.49 $385.00 $255,332.20
43 $1,063.88 $386.61 $254,945.59
44 $1,062.27 $388.22 $254,557.37
45 $1,060.66 $389.84 $254,167.54
46 $1,059.03 $391.46 $253,776.08
47 $1,057.40 $393.09 $253,382.99
48 $1,055.76 $394.73 $252,988.26
Total de años: 4
  Usted invertirá: $17,405.90 en su casa en el año 4
$12,775.77 irá al INTERES
$4,630.14 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
49 $1,054.12 $396.37 $252,591.88
50 $1,052.47 $398.03 $252,193.86
51 $1,050.81 $399.68 $251,794.17
52 $1,049.14 $401.35 $251,392.82
53 $1,047.47 $403.02 $250,989.80
54 $1,045.79 $404.70 $250,585.10
55 $1,044.10 $406.39 $250,178.71
56 $1,042.41 $408.08 $249,770.63
57 $1,040.71 $409.78 $249,360.85
58 $1,039.00 $411.49 $248,949.36
59 $1,037.29 $413.20 $248,536.16
60 $1,035.57 $414.92 $248,121.23
Total de años: 5
  Usted invertirá: $17,405.90 en su casa en el año 5
$12,538.88 irá al INTERES
$4,867.02 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
61 $1,033.84 $416.65 $247,704.58
62 $1,032.10 $418.39 $247,286.19
63 $1,030.36 $420.13 $246,866.06
64 $1,028.61 $421.88 $246,444.17
65 $1,026.85 $423.64 $246,020.53
66 $1,025.09 $425.41 $245,595.13
67 $1,023.31 $427.18 $245,167.95
68 $1,021.53 $428.96 $244,738.99
69 $1,019.75 $430.75 $244,308.24
70 $1,017.95 $432.54 $243,875.70
71 $1,016.15 $434.34 $243,441.36
72 $1,014.34 $436.15 $243,005.21
Total de años: 6
  Usted invertirá: $17,405.90 en su casa en el año 6
$12,289.88 irá al INTERES
$5,116.03 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
73 $1,012.52 $437.97 $242,567.24
74 $1,010.70 $439.80 $242,127.44
75 $1,008.86 $441.63 $241,685.81
76 $1,007.02 $443.47 $241,242.34
77 $1,005.18 $445.32 $240,797.03
78 $1,003.32 $447.17 $240,349.86
79 $1,001.46 $449.03 $239,900.82
80 $999.59 $450.91 $239,449.92
81 $997.71 $452.78 $238,997.13
82 $995.82 $454.67 $238,542.46
83 $993.93 $456.57 $238,085.90
84 $992.02 $458.47 $237,627.43
Total de años: 7
  Usted invertirá: $17,405.90 en su casa en el año 7
$12,028.13 irá al INTERES
$5,377.77 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
85 $990.11 $460.38 $237,167.05
86 $988.20 $462.30 $236,704.76
87 $986.27 $464.22 $236,240.53
88 $984.34 $466.16 $235,774.38
89 $982.39 $468.10 $235,306.28
90 $980.44 $470.05 $234,836.23
91 $978.48 $472.01 $234,364.22
92 $976.52 $473.97 $233,890.25
93 $974.54 $475.95 $233,414.30
94 $972.56 $477.93 $232,936.37
95 $970.57 $479.92 $232,456.44
96 $968.57 $481.92 $231,974.52
Total de años: 8
  Usted invertirá: $17,405.90 en su casa en el año 8
$11,752.99 irá al INTERES
$5,652.91 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
97 $966.56 $483.93 $231,490.59
98 $964.54 $485.95 $231,004.64
99 $962.52 $487.97 $230,516.67
100 $960.49 $490.01 $230,026.66
101 $958.44 $492.05 $229,534.61
102 $956.39 $494.10 $229,040.52
103 $954.34 $496.16 $228,544.36
104 $952.27 $498.22 $228,046.14
105 $950.19 $500.30 $227,545.84
106 $948.11 $502.38 $227,043.45
107 $946.01 $504.48 $226,538.97
108 $943.91 $506.58 $226,032.39
Total de años: 9
  Usted invertirá: $17,405.90 en su casa en el año 9
$11,463.78 irá al INTERES
$5,942.13 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
109 $941.80 $508.69 $225,523.70
110 $939.68 $510.81 $225,012.89
111 $937.55 $512.94 $224,499.96
112 $935.42 $515.08 $223,984.88
113 $933.27 $517.22 $223,467.66
114 $931.12 $519.38 $222,948.28
115 $928.95 $521.54 $222,426.74
116 $926.78 $523.71 $221,903.03
117 $924.60 $525.90 $221,377.13
118 $922.40 $528.09 $220,849.04
119 $920.20 $530.29 $220,318.76
120 $917.99 $532.50 $219,786.26
Total de años: 10
  Usted invertirá: $17,405.90 en su casa en el año 10
$11,159.77 irá al INTERES
$6,246.14 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
121 $915.78 $534.72 $219,251.54
122 $913.55 $536.94 $218,714.60
123 $911.31 $539.18 $218,175.42
124 $909.06 $541.43 $217,633.99
125 $906.81 $543.68 $217,090.31
126 $904.54 $545.95 $216,544.36
127 $902.27 $548.22 $215,996.13
128 $899.98 $550.51 $215,445.62
129 $897.69 $552.80 $214,892.82
130 $895.39 $555.11 $214,337.72
131 $893.07 $557.42 $213,780.30
132 $890.75 $559.74 $213,220.56
Total de años: 11
  Usted invertirá: $17,405.90 en su casa en el año 11
$10,840.20 irá al INTERES
$6,565.70 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
133 $888.42 $562.07 $212,658.49
134 $886.08 $564.42 $212,094.07
135 $883.73 $566.77 $211,527.30
136 $881.36 $569.13 $210,958.18
137 $878.99 $571.50 $210,386.68
138 $876.61 $573.88 $209,812.79
139 $874.22 $576.27 $209,236.52
140 $871.82 $578.67 $208,657.85
141 $869.41 $581.08 $208,076.77
142 $866.99 $583.51 $207,493.26
143 $864.56 $585.94 $206,907.32
144 $862.11 $588.38 $206,318.94
Total de años: 12
  Usted invertirá: $17,405.90 en su casa en el año 12
$10,504.29 irá al INTERES
$6,901.61 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
145 $859.66 $590.83 $205,728.12
146 $857.20 $593.29 $205,134.82
147 $854.73 $595.76 $204,539.06
148 $852.25 $598.25 $203,940.81
149 $849.75 $600.74 $203,340.08
150 $847.25 $603.24 $202,736.83
151 $844.74 $605.76 $202,131.08
152 $842.21 $608.28 $201,522.80
153 $839.68 $610.81 $200,911.99
154 $837.13 $613.36 $200,298.63
155 $834.58 $615.91 $199,682.71
156 $832.01 $618.48 $199,064.23
Total de años: 13
  Usted invertirá: $17,405.90 en su casa en el año 13
$10,151.19 irá al INTERES
$7,254.71 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
157 $829.43 $621.06 $198,443.17
158 $826.85 $623.65 $197,819.53
159 $824.25 $626.24 $197,193.28
160 $821.64 $628.85 $196,564.43
161 $819.02 $631.47 $195,932.96
162 $816.39 $634.10 $195,298.85
163 $813.75 $636.75 $194,662.11
164 $811.09 $639.40 $194,022.71
165 $808.43 $642.06 $193,380.64
166 $805.75 $644.74 $192,735.90
167 $803.07 $647.43 $192,088.48
168 $800.37 $650.12 $191,438.35
Total de años: 14
  Usted invertirá: $17,405.90 en su casa en el año 14
$9,780.03 irá al INTERES
$7,625.88 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
169 $797.66 $652.83 $190,785.52
170 $794.94 $655.55 $190,129.97
171 $792.21 $658.28 $189,471.69
172 $789.47 $661.03 $188,810.66
173 $786.71 $663.78 $188,146.88
174 $783.95 $666.55 $187,480.33
175 $781.17 $669.32 $186,811.01
176 $778.38 $672.11 $186,138.89
177 $775.58 $674.91 $185,463.98
178 $772.77 $677.73 $184,786.26
179 $769.94 $680.55 $184,105.71
180 $767.11 $683.38 $183,422.32
Total de años: 15
  Usted invertirá: $17,405.90 en su casa en el año 15
$9,389.87 irá al INTERES
$8,016.03 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
181 $764.26 $686.23 $182,736.09
182 $761.40 $689.09 $182,047.00
183 $758.53 $691.96 $181,355.03
184 $755.65 $694.85 $180,660.19
185 $752.75 $697.74 $179,962.45
186 $749.84 $700.65 $179,261.80
187 $746.92 $703.57 $178,558.23
188 $743.99 $706.50 $177,851.73
189 $741.05 $709.44 $177,142.29
190 $738.09 $712.40 $176,429.89
191 $735.12 $715.37 $175,714.52
192 $732.14 $718.35 $174,996.17
Total de años: 16
  Usted invertirá: $17,405.90 en su casa en el año 16
$8,979.76 irá al INTERES
$8,426.15 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
193 $729.15 $721.34 $174,274.83
194 $726.15 $724.35 $173,550.49
195 $723.13 $727.37 $172,823.12
196 $720.10 $730.40 $172,092.72
197 $717.05 $733.44 $171,359.29
198 $714.00 $736.50 $170,622.79
199 $710.93 $739.56 $169,883.23
200 $707.85 $742.65 $169,140.58
201 $704.75 $745.74 $168,394.84
202 $701.65 $748.85 $167,645.99
203 $698.52 $751.97 $166,894.03
204 $695.39 $755.10 $166,138.93
Total de años: 17
  Usted invertirá: $17,405.90 en su casa en el año 17
$8,548.66 irá al INTERES
$8,857.25 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
205 $692.25 $758.25 $165,380.68
206 $689.09 $761.41 $164,619.28
207 $685.91 $764.58 $163,854.70
208 $682.73 $767.76 $163,086.93
209 $679.53 $770.96 $162,315.97
210 $676.32 $774.18 $161,541.79
211 $673.09 $777.40 $160,764.39
212 $669.85 $780.64 $159,983.75
213 $666.60 $783.89 $159,199.86
214 $663.33 $787.16 $158,412.70
215 $660.05 $790.44 $157,622.26
216 $656.76 $793.73 $156,828.53
Total de años: 18
  Usted invertirá: $17,405.90 en su casa en el año 18
$8,095.51 irá al INTERES
$9,310.40 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
217 $653.45 $797.04 $156,031.49
218 $650.13 $800.36 $155,231.13
219 $646.80 $803.70 $154,427.43
220 $643.45 $807.04 $153,620.39
221 $640.08 $810.41 $152,809.98
222 $636.71 $813.78 $151,996.20
223 $633.32 $817.17 $151,179.02
224 $629.91 $820.58 $150,358.44
225 $626.49 $824.00 $149,534.44
226 $623.06 $827.43 $148,707.01
227 $619.61 $830.88 $147,876.13
228 $616.15 $834.34 $147,041.79
Total de años: 19
  Usted invertirá: $17,405.90 en su casa en el año 19
$7,619.17 irá al INTERES
$9,786.74 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
229 $612.67 $837.82 $146,203.97
230 $609.18 $841.31 $145,362.66
231 $605.68 $844.81 $144,517.85
232 $602.16 $848.33 $143,669.52
233 $598.62 $851.87 $142,817.65
234 $595.07 $855.42 $141,962.23
235 $591.51 $858.98 $141,103.25
236 $587.93 $862.56 $140,240.68
237 $584.34 $866.16 $139,374.53
238 $580.73 $869.76 $138,504.76
239 $577.10 $873.39 $137,631.37
240 $573.46 $877.03 $136,754.35
Total de años: 20
  Usted invertirá: $17,405.90 en su casa en el año 20
$7,118.46 irá al INTERES
$10,287.44 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
241 $569.81 $880.68 $135,873.66
242 $566.14 $884.35 $134,989.31
243 $562.46 $888.04 $134,101.28
244 $558.76 $891.74 $133,209.54
245 $555.04 $895.45 $132,314.09
246 $551.31 $899.18 $131,414.90
247 $547.56 $902.93 $130,511.97
248 $543.80 $906.69 $129,605.28
249 $540.02 $910.47 $128,694.81
250 $536.23 $914.26 $127,780.55
251 $532.42 $918.07 $126,862.48
252 $528.59 $921.90 $125,940.58
Total de años: 21
  Usted invertirá: $17,405.90 en su casa en el año 21
$6,592.13 irá al INTERES
$10,813.77 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
253 $524.75 $925.74 $125,014.84
254 $520.90 $929.60 $124,085.24
255 $517.02 $933.47 $123,151.77
256 $513.13 $937.36 $122,214.41
257 $509.23 $941.27 $121,273.15
258 $505.30 $945.19 $120,327.96
259 $501.37 $949.13 $119,378.83
260 $497.41 $953.08 $118,425.75
261 $493.44 $957.05 $117,468.70
262 $489.45 $961.04 $116,507.66
263 $485.45 $965.04 $115,542.62
264 $481.43 $969.06 $114,573.55
Total de años: 22
  Usted invertirá: $17,405.90 en su casa en el año 22
$6,038.88 irá al INTERES
$11,367.02 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
265 $477.39 $973.10 $113,600.45
266 $473.34 $977.16 $112,623.29
267 $469.26 $981.23 $111,642.07
268 $465.18 $985.32 $110,656.75
269 $461.07 $989.42 $109,667.33
270 $456.95 $993.54 $108,673.78
271 $452.81 $997.68 $107,676.10
272 $448.65 $1,001.84 $106,674.26
273 $444.48 $1,006.02 $105,668.24
274 $440.28 $1,010.21 $104,658.03
275 $436.08 $1,014.42 $103,643.62
276 $431.85 $1,018.64 $102,624.97
Total de años: 23
  Usted invertirá: $17,405.90 en su casa en el año 23
$5,457.32 irá al INTERES
$11,948.58 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
277 $427.60 $1,022.89 $101,602.08
278 $423.34 $1,027.15 $100,574.93
279 $419.06 $1,031.43 $99,543.50
280 $414.76 $1,035.73 $98,507.78
281 $410.45 $1,040.04 $97,467.73
282 $406.12 $1,044.38 $96,423.36
283 $401.76 $1,048.73 $95,374.63
284 $397.39 $1,053.10 $94,321.53
285 $393.01 $1,057.49 $93,264.05
286 $388.60 $1,061.89 $92,202.15
287 $384.18 $1,066.32 $91,135.84
288 $379.73 $1,070.76 $90,065.08
Total de años: 24
  Usted invertirá: $17,405.90 en su casa en el año 24
$4,846.01 irá al INTERES
$12,559.89 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
289 $375.27 $1,075.22 $88,989.86
290 $370.79 $1,079.70 $87,910.16
291 $366.29 $1,084.20 $86,825.96
292 $361.77 $1,088.72 $85,737.24
293 $357.24 $1,093.25 $84,643.99
294 $352.68 $1,097.81 $83,546.18
295 $348.11 $1,102.38 $82,443.79
296 $343.52 $1,106.98 $81,336.82
297 $338.90 $1,111.59 $80,225.23
298 $334.27 $1,116.22 $79,109.01
299 $329.62 $1,120.87 $77,988.14
300 $324.95 $1,125.54 $76,862.60
Total de años: 25
  Usted invertirá: $17,405.90 en su casa en el año 25
$4,203.42 irá al INTERES
$13,202.48 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
301 $320.26 $1,130.23 $75,732.37
302 $315.55 $1,134.94 $74,597.43
303 $310.82 $1,139.67 $73,457.76
304 $306.07 $1,144.42 $72,313.34
305 $301.31 $1,149.19 $71,164.15
306 $296.52 $1,153.97 $70,010.18
307 $291.71 $1,158.78 $68,851.39
308 $286.88 $1,163.61 $67,687.78
309 $282.03 $1,168.46 $66,519.32
310 $277.16 $1,173.33 $65,345.99
311 $272.27 $1,178.22 $64,167.78
312 $267.37 $1,183.13 $62,984.65
Total de años: 26
  Usted invertirá: $17,405.90 en su casa en el año 26
$3,527.96 irá al INTERES
$13,877.95 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
313 $262.44 $1,188.06 $61,796.60
314 $257.49 $1,193.01 $60,603.59
315 $252.51 $1,197.98 $59,405.61
316 $247.52 $1,202.97 $58,202.64
317 $242.51 $1,207.98 $56,994.66
318 $237.48 $1,213.01 $55,781.65
319 $232.42 $1,218.07 $54,563.58
320 $227.35 $1,223.14 $53,340.44
321 $222.25 $1,228.24 $52,112.20
322 $217.13 $1,233.36 $50,878.84
323 $212.00 $1,238.50 $49,640.34
324 $206.83 $1,243.66 $48,396.68
Total de años: 27
  Usted invertirá: $17,405.90 en su casa en el año 27
$2,817.94 irá al INTERES
$14,587.97 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
325 $201.65 $1,248.84 $47,147.84
326 $196.45 $1,254.04 $45,893.80
327 $191.22 $1,259.27 $44,634.53
328 $185.98 $1,264.51 $43,370.02
329 $180.71 $1,269.78 $42,100.24
330 $175.42 $1,275.07 $40,825.16
331 $170.10 $1,280.39 $39,544.77
332 $164.77 $1,285.72 $38,259.05
333 $159.41 $1,291.08 $36,967.97
334 $154.03 $1,296.46 $35,671.51
335 $148.63 $1,301.86 $34,369.65
336 $143.21 $1,307.29 $33,062.37
Total de años: 28
  Usted invertirá: $17,405.90 en su casa en el año 28
$2,071.59 irá al INTERES
$15,334.32 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
337 $137.76 $1,312.73 $31,749.64
338 $132.29 $1,318.20 $30,431.43
339 $126.80 $1,323.69 $29,107.74
340 $121.28 $1,329.21 $27,778.53
341 $115.74 $1,334.75 $26,443.78
342 $110.18 $1,340.31 $25,103.47
343 $104.60 $1,345.89 $23,757.58
344 $98.99 $1,351.50 $22,406.08
345 $93.36 $1,357.13 $21,048.94
346 $87.70 $1,362.79 $19,686.15
347 $82.03 $1,368.47 $18,317.69
348 $76.32 $1,374.17 $16,943.52
Total de años: 29
  Usted invertirá: $17,405.90 en su casa en el año 29
$1,287.06 irá al INTERES
$16,118.85 irá al PRINCIPAL
 

Mes: Interés Pagado: Principal Pagado: Balance Restante:
349 $70.60 $1,379.89 $15,563.63
350 $64.85 $1,385.64 $14,177.98
351 $59.07 $1,391.42 $12,786.56
352 $53.28 $1,397.21 $11,389.35
353 $47.46 $1,403.04 $9,986.31
354 $41.61 $1,408.88 $8,577.43
355 $35.74 $1,414.75 $7,162.68
356 $29.84 $1,420.65 $5,742.03
357 $23.93 $1,426.57 $4,315.46
358 $17.98 $1,432.51 $2,882.95
359 $12.01 $1,438.48 $1,444.47
360 $6.02 $1,444.47 $0.00
Total de años: 30
  Usted invertirá: $17,405.90 en su casa en el año 30
$462.38 irá al INTERES
$16,943.52 irá al PRINCIPAL
 


Los resultados obtenidos en esta página no representa una oferta, ni aprobación de la hipoteca ni pago.
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